How To Apply for Ayushman Card?

Posted by

How To Apply for Ayushman Card
How To Apply for Ayushman Card

Ayushman card application

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) provides cashless hospitalisation coverage up to ₹5 lakh per family per year at empanelled hospitals across India; the Ayushman (PMJAY) card is your proof to access these benefits 

Eligibility and documents

  • Who can apply: Poor and vulnerable families identified under PMJAY eligibility criteria (state lists/SECC) and any newly eligible groups notified by the government. Check your household’s eligibility before applying 
  • Core documents:
    • Identity: Aadhaar card (recommended for e‑KYC)
    • Residence: Address proof (as applicable)
    • Family linkage: Ration card or family ID (if your state uses it)
    • Contact: Mobile number for OTPs
    • Optional: ABHA (Ayushman Bharat Health Account) number if you already have one
  • Where benefits apply: Cashless treatment at empanelled public and private hospitals; keep your card and ID ready during admission 

Online application: Step by step (PMJAY)

  1. Check eligibility

    • Visit the PMJAY eligibility portal and search using mobile number, ration card, or Aadhaar (as allowed). Confirm your name and household are listed as eligible 

  2. Create or log in to account

    • Register with your mobile number (OTP). If your state uses a health portal integration, link your ABHA or state family ID for faster verification 

  3. Complete e‑KYC

    • Use Aadhaar e‑KYC to verify identity. Ensure your name/date of birth match your documents to avoid rejection

  4. Add family members

    • Verify and add all eligible household members, matching names to ration card or state records. Upload photos if asked  

  5. Upload documents

    • Provide ID and any state‑specific proofs (ration card/family ID). Review entries carefully before submission to prevent correction cycles  

  6. Submit and track status

    • Submit the application and note your reference number. You can log in later to track approval or queries from the verifier 

  7. Download your Ayushman (PMJAY) card

    • After approval, download/print the PMJAY “Golden Card.” Keep a digital copy on your phone and a physical print for hospital use 

Offline application: Step by step (CSC/empanelled hospital)

  1. Find a nearby center

  2. Carry documents

    • Take Aadhaar, ration card/family ID, and mobile number. A passport‑size photo may be requested 

  3. On‑site verification and enrollment

    • The operator checks eligibility, performs Aadhaar e‑KYC, adds family details, and submits your application  

  4. Receive/print card

    • Once approved, the center prints your Ayushman card or guides you to download it 

After approval and usage

  • Know your coverage: Up to ₹5 lakh per family per year for secondary and tertiary care; cashless and paperless at empanelled hospitals 
  • At hospital admission: Present your Ayushman card and Aadhaar (or accepted ID) at the PMJAY help desk for verification and cashless processing 
  • Keep records updated: If family composition or address changes, update details through the portal or CSC to avoid claim issues 

Troubleshooting and practical tips

  • Name mismatch: Align Aadhaar, ration card, and portal entries; use e‑KYC to standardize 
  • Eligibility not found: Check alternate identifiers (ration card/family ID) or visit CSC/help desk for manual verification 
  • Pending/hold status: Respond to document queries; re‑upload clear scans and ensure consistent details 
  • Local help in Telangana: Many government hospitals in Hyderabad/Warangal have PMJAY desks; they can verify and enroll you offline
  • Keep copies: Store your card PDF on your phone and carry a printout; it speeds up admission